You are strongly encouraged to have health insurance.

***UHWS does not file for insurance, all services that require a fee are paid for by cash, check or flex card.  Most fees are usually not much more than a co-pay, and the student is provided with the necessary paperwork to file him/herself.  

               STUDENTS WHO ARE INSURED

  Please be prepared to know the answers to the following in the event you become ill or injured:

• Am I covered on my parents' health plan, and if so for how long?
• Am I covered under my own health plan?
• Do I have a copy of my parents' or my Insurance Card?

• If I am referred by Health Services to an off-campus physician or urgent care center, or if I become ill on weekends or after hours, will the visit be covered under my insurance? 

                    Most insurance companies will require some type of pre authorization. 

                     Which urgent care centers am I authorized to use?

• Who do I call for after hours authorization?
• What is my co- pay and  what form of payment will they accept?
• What pharmacy does my insurance authorize to use?    

              STUDENTS WHO ARE UNINSURED,

                             AGED OFF OF PARENTS' INSURANCE,

                                                     AND GRADUATES

Health Insurance is not offered through the University; however the following companies offer various student plan options.

Health insurance application packets from the following health insurance companies are available in the clinic.

The National Insurance Store

The American College Student Association

UHWS Staff are available to assist you with any questions or concerns, but it is difficult at the time of illness or injury to make calm and thoughtful decisions. It is important to be prepared!